Join 245K+ merchants large and small who leverage Affirm's technology to attract new customers, increase cart size, and boost sales. Turn browsers into buyers with flexible payment options that fit your customer’s budget, with no fees or surprises.
CUSTOMER NETWORK
Tap into our engaged network of high intent shoppers
HIGH USAGE
of customers would’ve delayed or not purchased without Affirm
LARGER CART SIZES
lift in average order values
HIGH CONVERSION
fewer abandoned carts than any other BNPL provider
Let’s get personalized pricing for your business
Trusted by leading businesses
Give your consumer the Affirm advantage
Give your consumer the Affirm advantage
Our payment solutions increase consideration
When shoppers discover they have a smarter choice in how they pay at checkout, they’ll be more likely to convert.
Plans on their terms
Plans on their terms
Foundational technology for sustainable growth
Our Adaptive Checkout™ technology delivers personalized payment options that are tailored to each purchase—including flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 36 months.
Convenience drives conversion
Convenience drives conversion
Give your customers flexibility and boost your business
Our high-LTV customers give you the Affirm advantage—see a 20% repeat purchase rate and 60%+ AOV.
Payments made simple
Payments made simple
Seamlessly settle every transaction
We make it easy for your consumers to make payments and manage their account with the Affirm app—and we pay you upfront and in full. We send the funds to your bank account via ACH transfer within 1–3 business days of each transaction.
![Affirm for merchants: offer customer financing and buy now pay later options for your business (2) Affirm for merchants: offer customer financing and buy now pay later options for your business (2)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/1MMK54ASnmWSJFimJm3Fs2/7c76d5b21293595f48908039228d8242/Parallax_UI-1.png?w=1200&h=1350&q=50&fm=png)
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![Affirm for merchants: offer customer financing and buy now pay later options for your business (6) Affirm for merchants: offer customer financing and buy now pay later options for your business (6)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/3YHTqo4yS5O85mtRtwsgA/b8b68972d180dfd904feea3c3a06e850/Parallax_UI-3.png?w=1200&h=1350&q=50&fm=png)
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Explore our tailored solutions
Fashion
Auto
Travel
Visit the demo store and discover how your business and Affirm can work together to create a seamless experience that empowers your customers
Customize your solution
Minimize your risk
Seamlessly capture transactions
![Affirm for merchants: offer customer financing and buy now pay later options for your business (11) Affirm for merchants: offer customer financing and buy now pay later options for your business (11)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/2NcHbWI6TEcx2tzO2G4Zic/467bd37db0e386c9c1113d4a2d42cddc/demostore.jpg?w=920&h=793&fl=progressive&q=85&fm=jpg)
![Affirm for merchants: offer customer financing and buy now pay later options for your business (14) Affirm for merchants: offer customer financing and buy now pay later options for your business (14)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/32YkvuiQad74aVZhLgsf4a/5ba55573cdcca9b87236055543d5af4d/img-banner_Priceline_desktop.jpg?w=1508&h=500&fl=progressive&q=85&fm=jpg)
![Affirm for merchants: offer customer financing and buy now pay later options for your business (17) Affirm for merchants: offer customer financing and buy now pay later options for your business (17)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/337Nxa3q6mWOmcGJu40Cs2/c02e617f16c3d8c2fb832520858e9f31/img-banner_Paul_Evans_desktop.jpg?w=1508&h=500&fl=progressive&q=85&fm=jpg)
![Affirm for merchants: offer customer financing and buy now pay later options for your business (20) Affirm for merchants: offer customer financing and buy now pay later options for your business (20)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/7DkTFGbZ8O8OiVN6TUm7L1/97915eb62380475dad9c708edf7599c9/img-banner_Tonal_desktop.jpg?w=1508&h=500&fl=progressive&q=85&fm=jpg)
![Affirm for merchants: offer customer financing and buy now pay later options for your business (23) Affirm for merchants: offer customer financing and buy now pay later options for your business (23)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/L7GQV7x5WQ1aApbgpeIWN/b311669843ce05fc6f508683fa4f44dd/img-banner_layla_desktop.jpg?w=1508&h=500&fl=progressive&q=85&fm=jpg)
![Affirm for merchants: offer customer financing and buy now pay later options for your business (26) Affirm for merchants: offer customer financing and buy now pay later options for your business (26)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/2RPLKqGENe6wRhZxwq0PSB/3abd0fcc7f89046cc593264d7bc0ce2f/img-banner_Coleman_Furniture_desktop.jpg?w=1508&h=500&fl=progressive&q=85&fm=jpg)
Don't just take our word for it
“We’ve proven with our A/B testing platform that we're getting incremental new customers booking that wouldn't have booked with us if we didn't offer Affirm. So that's the biggest benefit—growth in the business.”
- Jacobus Kok, Director of Product Priceline
Ready to try the buy now, pay later solution that delivers?
Get started
Simple and easy integration
Discover how it works with your existing e-commerce platform and Payment Service Providers—and give your customers more payment flexibility.
Our partnership network boasts:
More integration options than most other BNPL providers
A range of ways to integrate, from low-effort solutions to full integrations
Available on these platforms and more
Explore integrations
FAQs to get you started
What type of businesses does Affirm work with?
Are there any restrictions on what I can sell through Affirm?
In what countries is Affirm available?
How does integration work?
Resources to help you make your decision
![Affirm for merchants: offer customer financing and buy now pay later options for your business (29) Affirm for merchants: offer customer financing and buy now pay later options for your business (29)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/5Jo7tIJwmajuTTrXFh1jwk/0f179cda1900757903728a286399c83c/dev-only.png?w=301&h=166&q=85&fm=png)
Affirm’s 'better checkout solution' drives more sales for Whisker
Affirm’s 'better checkout solution' drives more sales for Whisker
The pet tech company saw incremental conversion and sales gains during its test of Adaptive Checkout.
Read more
![Affirm for merchants: offer customer financing and buy now pay later options for your business (32) Affirm for merchants: offer customer financing and buy now pay later options for your business (32)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/7oL8pFmuNsPZDvbmA1Cq48/b47ba0736698fce29d651ce3f9663f44/Blog-2_E-commerce.jpg?w=602&h=330&fl=progressive&q=85&fm=jpg)
The solution that helps grow e-commerce sites of every size
The solution that helps grow e-commerce sites of every size
Adding this checkout option for shoppers at small and midsize business sites can boost conversion and more.
Read more
![Affirm for merchants: offer customer financing and buy now pay later options for your business (35) Affirm for merchants: offer customer financing and buy now pay later options for your business (35)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/6u52o0f3JK4ttCvyUwaxX9/c3bffc7e25821233e4a09ae9962f7059/Blog-3_Bugaboo.jpg?w=602&h=330&fl=progressive&q=85&fm=jpg)
Affirm and Bugaboo make strollers attainable for more parents
Affirm and Bugaboo make strollers attainable for more parents
“The zero-interest promotions with Affirm are really reducing friction.”– Arial Heyman, Head of Digital for Bugaboo North America
Read more
![Affirm for merchants: offer customer financing and buy now pay later options for your business (38) Affirm for merchants: offer customer financing and buy now pay later options for your business (38)](https://i0.wp.com/images.ctfassets.net/4rc1asww3mw7/9d9Dj2LRx189Hmr6xetao/1016045801ca73a501970d43b1b46660/Blog-4_BNPL.jpg?w=602&h=330&fl=progressive&q=85&fm=jpg)
Which buy now, pay later service is right for you: 5 questions
Which buy now, pay later service is right for you: 5 questions
If you want to drive more sales by offering pay-over-time options to your customers, use these questions to guide your decisions.
Read more
Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.
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